Terms and Conditions

Last updated: 21 September 2026

1. Informational service

AfrifinHub publishes general information about South African banks and financial products. We are not a bank, credit provider, financial adviser or representative of the institutions discussed. Website content is not personalised financial, legal, tax, credit or investment advice.

2. Your responsibilities

You are responsible for independently checking information that may affect a financial decision. Confirm current fees, rates, terms, eligibility and product availability with the relevant institution. You must not rely on AfrifinHub as the sole basis for an application, payment or contractual decision.

3. Permitted use

You may access the website for lawful personal and informational purposes. Unless we give written permission, you must not:

• use the website for fraud, impersonation, unlawful solicitation or harmful activity;
• attempt to access restricted systems, introduce malicious code or interfere with security;
• scrape, reproduce, republish or commercially exploit substantial website content;
• misrepresent AfrifinHub content as official bank communication or personalised advice;
• use automated traffic in a way that damages availability or performance.

4. Intellectual property

Unless otherwise stated, AfrifinHub owns or licenses the website’s original text, layout and branding. Bank names, logos and trademarks remain the property of their respective owners and are used for identification and informational purposes.

5. Accuracy and availability

We may correct, update, remove or reorganise content without notice. We do not guarantee that the website will always be available or that every page will be current, complete or error-free.

6. External services and links

Third-party links are provided for convenience. We do not control or accept responsibility for third-party websites, products, applications, privacy practices or transactions. Your dealings with a bank or other provider are governed by that provider’s terms.

7. Advertising and affiliations

The website may display advertising, sponsored material or affiliate links. Commercial relationships should be disclosed where relevant. A listing, link or advertisement is not a guarantee, endorsement or recommendation for your circumstances.

8. Limitation of liability

To the extent permitted by applicable law, AfrifinHub will not be liable for indirect, incidental, consequential or financial loss arising from use of, inability to use, or reliance on the website or a linked service. Nothing in these terms excludes rights or liability that cannot lawfully be excluded.

9. Privacy

Our Privacy Policy explains how personal information may be processed. Do not submit banking credentials or unnecessary sensitive information through the website or email.

10. Changes, severability and governing law

We may update these terms by posting a revised version with a new effective date. If any provision is found unenforceable, the remaining provisions continue to apply. These terms are governed by the laws of the Republic of South Africa, subject to any mandatory consumer rights or jurisdictional rules that apply.

11. Contact

Questions about these terms may be sent to info@afrifinhub.com.